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Auto Insurance Services

Whether you have remained with no-fault or have switched to the tort option with SGI, many situations exist where coverage is required beyond the $200,000.00 liability offered under the plate insurance. As well, anyone travelling outside of Saskatchewan should seriously consider increasing their liability. CAA Saskatchewan Insurance Agency offers a competitive auto package policy. The following is a summary of the coverages available:

Liability

We offer third party liability limits at $1,000,000.00, $2,000,000.00 and $5,000,000.00. Family security limits are the same as the third party liability with a maximum of $2,000,000.00 being offered.

Collision/Comprehensive

We provide options to reduce your deductible amount for both collision and comprehensive damages. Deductible options available are now $100.00, $200.00, $350.00, $500.00 and $700.00. Your deductible applies to all losses except for total loss caused by fire or lightning, collision with wildlife or theft of the entire vehicle.

Road Hazard Glass

This is an optional coverage that will pay for glass that encloses the passenger compartment of your vehicle that has been broken by an object that was thrown up or fell from another vehicle. A $100.00 deductible option provides for full payment of stone chip repairs (replacement of windshield subject to deductible).

Accident Benefits

These benefits are designed to top-up the benefits provided under the plate insurance such as income replacement, death benefits, education benefits and funeral expenses.

Loss of Use

This optional coverage provides reimbursements for the cost of alternate means of transportation (to include the cost of a rental vehicle and fares for taxicabs or public transporation) after an insured loss.

Limited Waiver of Depreciation (Replacement Cost)

This optional coverage eliminates the depreciation factor when estimating damage in a total loss claim situation. This means that the book value does not apply and we will replace your vehicle with the same make, model, etc., for up to 36 months from date of bill of sale (new vehicles only).

 

For additional information on CAA Saskatchewan's insurance products:

 

Our qualified customer service representatives will be pleased to review CAA's products with you.

This is only a summary of coverage. All policy terms, wording and conditions apply. Insurance is sold through CAA Saskatchewan Insurance Agency and is underwritten by CGU Insurance Company of Canada.