Page
Insurance Tips
Thank goodness spring is on the way, CAA Saskatchewan wants to make sure that your home is protected when all the snow melts. Preventing loss or damage to your home is just as important as having the right insurance coverage.
Types of Water Damage
- Flooding: water that flows into your home from accumulation above the ground. Flooding is not normally covered under home insurance programs in Canada.
- Seepage: water or other fluids that flows into your home below ground level through openings in your foundations such as your walls, windows or Read More
Canadians may be taking summer vacations from work, but burglars aren’t. Aviva Canada claims data shows that residential burglaries spike in summer months with a 13 percent, 22 percent and 32 percent higher frequency in June, July and August respectively, than February, which shows the lowest occurrence of residential theft claims.
However, criminals tend to be opportunists. The more difficult it is to break into a home, the less likely it is to be burglarized said the U.S.-based Insurance Information Institute (I.I.I.)
Research shows that if it takes more than four or five Read More
Why it happens and how to prevent it
When pipes burst, it can cause significant damage to your home and can be a very expensive fix or a complicated claim process with your insurance company. Who needs either?
Our best advice is prevention.
Why do pipes burst?
When there are quick drops in temperature, water will freeze. When water freezes, it will expand. In a closed environment (like your water pipes), this can result in pressure being applied to the pipe (this happens with both PVC and copper water lines.) When the pressure occurs, it will weaken Read More
We all know and understand that our Canadian Health Insurance Program is not available outside of Canada, at least not to the levels that we have come to expect. In fact, these days only about 10% of a person's out of country medical costs will be covered by their Provincial Health Insurance.
We have all come to realize that when travelling it is imperative to purchase additional travel insurance coverage to look after us in the event of an accident or emergency medical situation. The problem is that travel insurance can be expensive, confusing and downright difficult. As we get Read More
You're almost ready to go on vacation. You're packed, and your flights are confirmed. You got a great rate on your car rental vehicle. The question is, do you need to buy the extra insurance from the car rental agency? You know they are going to hand you a contract full of small print and confusing options and you won't know what you need or don't need.
Here is some basic information that will apply to your CAA PlatesPLUS Package Policy and likely most other insurance programs in the Province. We strongly recommend that you check with your insurance consultant if you are insured Read More
You’re off on a well-deserved vacation! Make sure you do all you can to safeguard your home while you are away.
Use this checklist to mark off things as you do them – that way nagging doubts won’t interfere with your holiday!
- Suspend newspaper delivery and arrange for someone to pick up your mail
- Ensure all doors and windows are locked – for sliding doors, use specially designed bars or locks to prevent the door from being lifted out of its track
- Use timers to turn lights, and possibly the TV or radio, on/off during the day and night Read More
Ways to Reduce Sewer Backup Damage
-
Manage drainage around your property. Ensure that there is nothing blocking your gutters and drains and that water is draining well enough away from your property to ensure that it doesn’t drain down the walls into the weeping tile and the sewers. Be kind to your neighbors and ensure that your drains are not pointing to their property.
- Make Drainage improvements around your house. The ground around your house foundation settles over time which causes runoff to drain towards the walls. This results in the water seeping into Read More
After months of cold winter nights and soggy spring days, Canadians thrive on the warm summer months. While many employees take their vacation time and some workplaces institute shorter working hours, for thieves, it’s the busy season.
Whether it is a summer camping trip with your family, a winter getaway to a sun destination or an adventure tour to an exotic locale be sure you have travel insurance to protect the holiday plan you are so looking forward to.
Canadians are lucky; we have a health care system that is envied around the world. We must take care to remember that our health care will not cover many of the costs we could encounter when we leave Canada. In fact, most provincial health plans will only cover about 10% of medical costs outside of Canada. The average cost of an overnight stay in a U.S. Read More