CAA MasterCard®* Credit Card

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Rake up the rewards with NEW CAA MasterCard Credit Cards!

Our partner, Bridgewater Bank, is proud to offer a line of CAA MasterCard products featuring the latest payment options and the most secure technology available. Use your card to earn CAA Dollars® for life's necessities and simplify monthly bill payments!

Choose one of three great cards that best suit you:

CAA Premium MasterCard**

Earn 1.5% CAA Dollars with eligible purchases

Enhanced Premium insurance including car rental, flight delay and trip interruption protection.

$99 annual fee

Earn an extra 1% in CAA Dollars with eligible purchases at preferred partners.

 

CAA No Fee MasterCard

Earn 1.0% CAA Dollars with eligible purchases.

Enhanced protection on purchases and when travelling.

No annual fee.

Earn an extra 1% in CAA Dollars with eligible purchases at preferred partners.

CAA Low Rate MasterCard

Earn 0.5% CAA Dollars and enjoy a lower annual interest rate.

Basic protection on eligible purchases and when travelling.

$29 annual fee.

Great services, dollar for dollar

With your new CAA MasterCard you can earn up to 1.5% CAA Dollars on your eligible purchases and up to 2.5% CAA Dollars with preferred fuel partners.

  1. CAA Dollars are stored in your primary CAA membership account.
  2. CAA Dollars are equivalent in value to real Canadian dollars. So for every 1 CAA Dollar earned, you'll be able to redeem $1.
  3. There's no collecting and calculating "points" or "miles".
  4. Earn CAA Dollars just by using your CAA MasterCard.

Apply online or contact your local CAA office for an application form.

More information on CAA Dollars
Check your CAA Dollar balance

If you have any questions or concerns, please contact us at 1.888.836.0988
Bridgewater Bank MasterCard Terms & Conditions

 

Card Features

CAA Premium MasterCard

CAA No Fee MasterCard

CAA Low Rate MasterCard

Annual fee

$99

$0

$29

APR (on purchases)

19.50%

17.99%

11.99%

CAA Dollars® earned on net purchases

1.5%

1.0%

0.5%

Preferred partner CAA Dollars earned on net purchases

2.5%

2.0%

0.5%

Chip & PIN

FREEFREEFREE

MasterCard®*PayPassTM

FREEFREEFREE

MasterCard®* SecureCodeTM

FREEFREEFREE

Insurance

Premium

Enhanced

Basic

Equipped with the latest secure technology in market today and new options to make quick payments and online security a reality every day, all our cards offer 90-day purchase protection, extended warranty and insurance when you travel. The best part is that the more you use them, the more CAA Dollars you earn to help pay for life's necessities!

Chip & PIN

All Bridgewater Bank issued MasterCard credit cards have the added security of an embedded computer chip. Automated Teller Machines (ATMs) and merchant Point of Sale (POS) terminals are being converted to Chip & PIN technology for added transaction security and fraud protection. When you use your card at an ATM or POS terminal that has been Chip-enabled, you will be required to enter your PIN to verify you are the person authorized to use your card. While your card is enabled with the new Chip & PIN technology, some merchants may continue to rely on the magnetic stripe and match your signature on the back of the card for verification. Your initial PIN is mailed to you in advance of your card, but you also have the option to personalize your PIN by calling the easy automated service at 1.888.612.4375.

MasterCard®*PassPassTM

When speed is essential, use your card's PayPass option for purchases up to $50 to speed things along. At fast food restaurants, movie theatres, grocery stores and other retailers, simply tap your card on the Paypass reader and you're good to go!

MasterCard®* SecureCodeTM

MasterCard SecureCode takes online security to a new level. This free verification service allows you to register and create your own MasterCard SecureCode that provides increased protection against unauthorized online use of your CAA MasterCard with participating merchants.

MyCardOnline

The MyCardOnline website is designed to give our MasterCard holders a way to manage their account easily from any location. Once you register your account, you can:

  • View up to 12 months of transactions and up to 12 months of eStatements.
  • Update contact or billing information
  • Use email alerts to help you stay on top of your balance and payments.

Login or register now.

A Greener Card

Your Bridgewater Bank issued CAA MasterCard is produced using a 99% biodegradable card plastic called BioPVCTM, Bridgewater Bank and its partner, CPI Card Group, are proud to offer Canadians this very first biodegradable MasterCard in Canada. To get even greener, Bridgewater Bank is offering 10 CAA Dollars (credited to your CAA account) to members that opt for eStatements exclusively! Simply sign into your MyCardOnline account and turn off paper statements.

Insurance

Use your CAA MasterCard for all your purchases for added protection. Most new items you buy are covered against theft, loss or damage for up to 90 days from the purchase date and double the manufacturer's warranty, up to one additional year.

Full insurance details

BalanceGuardTM Insurance

BalanceGuard is voluntary insurance that helps protect your credit rating in the event of unexpected job loss or disability and can relieve the burden your family will face in the event of your death.

Full insurance details
 

**CAA Dollars are rewarded to a max annual spend of $50,000 on the CAA Premium MasterCard
Benefits are underwritten by Chubb Insurance Company of Canada. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your Card.
Benefits are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions®◊ companies. Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your Card.
The Trip Interruption Insurance on the CAA No Fee MasterCard is different from the Trip Interruption Insurance found on the CAA Premium MasterCard. Refer to the Certificate of Insurance for full terms, conditions and limitations.
Travel Assistance Services are services only, not insurance benefits. Any costs incurred for, or in connection with such services will be charged to your Card (subject to credit availability). Only available on the CAA Premium MasterCard and the CAA No Fee MasterCard.
Benefits are underwritten by American Bankers Insurance Company of Florida and/or American Bankers Life Assurance Company of Florida, Assurant Solutions®◊ companies. Details of your coverage, including terms, conditions, limitations and exclusions, are in ther Certificate of Insurance provided upon your enrolment.
To enroll, you must be at least 18 years old and less than 65 years old. Only the primary cardholder is eligible for involuntary unemployment and disability coverage. Coverage is effective from the date specified in the letter of confirmation you'll receive after you enroll.
TMBalanceGuard is a registered trademark of Bridgewater Bank.
®CAA, CAA Dollars and CAA logo trademarks are owned by, and use is granted by, the Canadian Automotive Association.
®*MasterCard, SecureCode and PayPass are registered trademarks of MasterCard International Incorporated and are used pursuant to license.