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First-Claim Forgiveness

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Accidents happen. First-Claim Forgiveness is an extra level of protection that we are providing Members and is included in your CAA Package Policy (PlatesPLUS Package Policy). In the event of your first at-fault accident or an auto claim* to your vehicle (hit and run, theft, etc.), we will forgive the claim and your policy premiums won’t increase.

How It Works

You have your first at-fault accident or auto claim – we treat it as if it didn’t happen!
Simply, make a claim and a CAA Insurance Consultant will confirm your eligibility.

Who’s Eligible**?

  • You must have a CAA Package Policy (PlatesPLUS Package Policy).
  • You must be an active CAA Member at the time of accident and at the time of the policy renewal.
  • You must be accident-free for 5-years.

What Happens When I Have An Accident/Claim?

We understand that accidents happen. That’s why, if you have an accident and then go five years without a claim, you are re-qualified for First-Claim Forgiveness.

Don’t have a CAA Package (PlatesPLUS) Policy? Get a quote today.
Not a CAA Member yet? Learn more about our membership options and join today.

For more information and to see if you are eligible for First-Claim Forgiveness, contact your local CAA Insurance Consultant at 1.800.564.6222.

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*First-Claim Forgiveness does not apply to road hazard glass claims.
**Some conditions apply, talk to a CAA Insurance Consultant for full details.
First-Claim Forgiveness is available to current policy holders as of August 1, 2016.