Canadians may be taking summer vacations from work, but burglars aren’t. Aviva Canada claims data shows that residential burglaries spike in summer months with a 13 percent, 22 percent and 32 percent higher frequency in June, July and August respectively, than February, which shows the lowest occurrence of residential theft claims.
However, criminals tend to be opportunists. The more difficult it is to break into a home, the less likely it is to be burglarized said the U.S.-based Insurance Information Institute (I.I.I.)
Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere.
In addition to having the right insurance coverage, the I.I.I. offers these five preventive measures to keep your home safe:
- Make it time-consuming to break into your home. Dead-bolt window and door locks can slow a burglar down. You may also obtain a discount on your insurance policy for installing these devices.
- Make it noisy to break into your home. Invest in a burglar alarm. The most effective systems ring at an outside service, which alerts the police, fire department and other emergency services. A sophisticated alarm system could result in additional insurance discounts.
- Make sure you have strong doors. Outside doors and frames should be made of metal or solid hardwood and be at least 1¾-inches thick. Each door must fit its frame securely. Even the best lock will not deter a burglar if it is installed in a weak door. Garage doors also need strong locks. If you have a tool shed, keep it locked since burglars can use the tools to break into your home.
- Turn off your computer and disconnect it from the Internet. If you save personal information on your computer, make sure it is difficult to access. You don’t want a hacker at work while you are on vacation.
- Keep valuables under lock and key and well hidden. Do not leave personal documents in your home office or desk–burglars know to look for them there. Put critical documents in a lock box or safe somewhere else in the house. Keep copies of important documents at another location–a relative’s home, for example. Expensive jewellery should also be hidden somewhere other than the bedroom or left in a safety deposit box at the bank.
As you prepare to leave on vacation follow these additional steps:
- Keep your home well lit. Mount exterior lights out of reach of would-be burglars in your yard or on your house. Put indoor lights on a timer so that they go on and off at appropriate times, making it look as if the house is inhabited.
- Make the house look inhabited. Leave blinds or curtains open in their usual position. Put indoor lights on a timer. If you are going to be away for an extended period, arrange to have your lawn mowed in the summer and your driveway shoveled in the winter.
- Arrange to have mail picked up or held by the post office. Stop newspaper deliveries and ask a neighbour to pick-up “throw-away” flyers.
- Ask a neighbour for help. Ask a neighbour you trust to keep an eye on your home while you are gone. You may also want to tell your local police you will be away.
- Only tell people you know and trust that you are going away. Be careful not to discuss your vacation plans at the supermarket or hairdresser or other public places where you don’t know who may be listening.
BY ILSTV Staff on July 27, 2012 in Consumer Guide, Home Insurance, Risk Management