CAA Health & Dental

CAA Health & Dental

Protect your healthcare needs with CAA Health & Dental Insurance

Elevate your family's wellness with health & dental coverage for every budget.

CAA Member Benefits    


  • Exclusive member pricing: Save 5% off your rates.
  • Get a personalized quote in 3 minutes.
  • Simple, online application.

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What is Health & Dental Insurance?

Health & Dental Insurance is a form of insurance that can provide additional coverage for prescription drugs, and medical, vision and dental expenses. This allows you to get the treatment you need and help cover unexpected medical bills. It includes coverage for prescription drugs, vision care and extended healthcare benefits like a registered therapist. It also includes dental coverage for cleanings, routine checkups, x-rays, fillings, and extractions.

Why CAA Health & Dental Insurance?

CAA Health & Dental plans, provided by Securian Canada, deliver comprehensive coverage for a range of healthcare needs.

Personalized recommendation

No more trying to understand a buffet of plan options and combinations: Get a plan recommendation that best matches your coverage needs by answering a short quiz online.

Quote in 60 seconds

Get a personalized quote and compare 3 plans on the same page with different levels of comprehensiveness.

No waiting weeks to access coverage

Once approved, you can activate your Health & Dental within 1 to 2 business days.

Maximize drug coverage

By completing a short medical application, you can maximize prescription drug coverage.

All plans include coverage for extended medical care needs including:

Mental health services, orthotics, ambulance services, hearing aids, registered massage, chiropractors, and access to Maple’s telehealth platform.

5% Member preferred pricing

Who is CAA Health & Dental Insurance for?

Whether you are currently retired, ready to retire or don’t have employer-provided coverage already, CAA Health & Dental Insurance, provided by Securian Canada, is for you.


Receive access to health benefits in retirement.

Reliable access to coverage is important in retirement. Guaranteed Issue CAA Health & Dental Insurance provides comprehensive benefits without medical questions.

  • Access to vision, dental, extended health benefits and to prescription drugs (for pre-existing conditions).
  • Coverage is available for yourself and your family.
  • Plans that fit your budget with 4 coverage plans to choose from: Essential, Standard, Enhanced, and Dental Secure.
  • No medical questions required to be approved.

Get A Quote

Soon-to-be Retired 

Looking to extend your employer group benefits when you retire?

CAA Next Health & Dental Insurance, provided by Securian Canada, transitions you from your employer-provided coverage to a personal plan ensuring no gaps in coverage.

  • Schedule your plan to begin the day you retire.
  • Access to vision, dental, extended health benefits and to prescription drugs (for pre-existing conditions).
  • Coverage is available for yourself and your family.
  • Plans that fit your budget with 4 coverage plans to choose from: Essential, Standard, Enhanced, and Dental Secure.

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*Please note that CAA Next Health & Dental plans will not be identical to your employer group coverage.

No Employer-Provided Coverage

Are you looking for coverage for the whole family?

Fully Underwritten CAA Health & Dental Insurance, provided by Securian Canada, maximizes your health benefits coverage. Have peace of mind knowing you are covered for the unexpected and reduce your out-of-pocket health expenses.

  • Access to dental, vision, prescription drugs and extended health benefits.
  • Coverage is available for the whole family.
  • Plans that fit your budget with 3 coverage tiers to choose from: Essential, Standard, and Enhanced.

Get A Quote

Find coverage that’s right for you.

Fill out a few questions and compare your personalized quotes. No commitment required.

A team of non-commissioned licensed advisors are here to help. Call anytime at +1 (866) 714-9007 Monday to Friday between 7:30 AM – 7 PM CST or schedule a call.

FAQ: Health & Dental Insurance in Canada

Commonly asked questions about Health & Dental Insurance.
Still have questions? Speak to a licensed, non-commissioned advisor at +1 (866) 714-9007 Monday to Friday between 7:30 AM – 7 PM CST.

Why is Health & Dental Insurance important? 

Health & Dental Insurance is important as it helps provide financial coverage for healthcare services and medical needs that you may require, such as prescription drugs and dental care. Insurance coverage helps individuals manage medical and dental care costs, reduces out-of-pocket expenses, and ensures timely access to healthcare professionals and treatments. It provides a safety net in case of unexpected medical expenses or dental emergencies, allowing individuals to prioritize their health and well-being without worrying about excessive costs.

Why get private Health & Dental Insurance when there is free government health coverage? 

In Canada, the federal government provides a universal healthcare system known as Medicare, which is administered separately by each provincial and territorial government. Under this system, provincial and territorial governments cover medically necessary hospital and medical services for Canadian citizens, permanent residents, and select temporary residents. There are a few things to note for government health insurance plans:  

  • Dental coverage is very limited, and it’s generally reserved for specific populations such as children, low-income individuals and seniors (might differ depending on the province); it usually doesn’t cover routine dental care, such as check-ups, cleanings and fillings.
  • Many common healthcare expenses like prescription drugs, glasses or contact lenses, hearing aids, registered specialists or therapists and home care may not be fully covered.
What are co-payments or co-insurance? 

Policyholders may be required to pay a portion of the expenses for the covered services. This can take the form of either co-payments (a fixed amount per service) or co-insurance (a percentage of the total cost).


Securian Canada is the brand name used by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company to do business in Canada. Policies are underwritten by Canadian Premier Life Insurance Company.